Do not wait too long to buy travel insurance. You can buy trip insurance up until the day before you depart, but insurers often include benefits if you purchase your policy within one or two weeks of your initial trip deposit. (We refer to this at AARDY as the ‘Time-Sensitive Period’.) Buying inside the Time-Sensitive Period unlocks benefits like Pre-Existing Medical Condition cover, and some enhanced Trip Cancellation benefits.

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